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Renting a car? Read this.

We receive calls frequently about renting a car. The first thing you must know is if you have a MA auto policy, it will not cover you outside of the US and Canada. So you if you travel outside of these two countries, either (a) avoid renting a car; or...

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Dogs and Insurance

Did you know dogs account for over $1 billion in insurance liability claims every year in the United States? In addition to dog bites, dogs collide with people causing falls and injuries. As a dog owner, you are strictly liable for your dog’s actions and homeowners liability will often cover claims....

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5 Things You Didn't Know About Life Insurance

1. Life insurance agents have a reputation of being a little too pesky. The reason why...because it's true. Life insurance is sold, not bought. In most cases, buyers of life insurance will not purchase unless they are first solicited in some way.

2. An alarming high percentage of individuals are...

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John J. Ryan Agency Receives Legacy Business Award

After celebrating 100 years in business in 2022, John J. Ryan Insurance Agency recently received an inaugural “City of Boston Legacy Business Program” award from Mayor Michelle Wu. 

The city describes legacy award recipients as, “long standing, independent enterprises that make a strong contribution to community character. These businesses are cultural anchors and repositories of...

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Accidents, Surcharges, Appeals and Your Auto Policy

In general, if you are in an auto accident in MA where damages paid by the company exceed $1,000 and you are deemed 50% or more at fault you will be surcharged. Companies are required by law to surcharge drivers. A surcharge is a notification sent by the company to...

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7 Flood Facts You Need to Know

Here are 7 flood facts every property owner should know:

  1. What is flood? Simply stated, a flood is water from the 'ground up' covering more than two acres of normally dry land resulting from a) overflow of inland or tidal waters; b) unusual and rapid accumulation or runoff of...

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Insurance Considerations When Renting a Car

We receive calls frequently about renting a car. The first thing you must know is if you have a MA auto policy, it will not cover you outside of the US and Canada. So you if you travel outside of these two countries, either (a) avoid renting a car;...

Read More: Insurance Considerations When Renting a Car


Brighton Board of Trade Holiday Street Lights

John J. Ryan Insurance Agency is pleased to once again help sponsor the Brighton Board of Trade Holiday Street Lights.   To learn more about the the BBOT, please visit http://www.brightonboardoftrad....

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John J. Ryan Insurance Agency Featured in Rough Notes

As we celebrated 100 years serving clients and the community, John J. Ryan Insurance Agency was featured in Rough Notes, an insurance industry publication, in June 2021.  The article can be found here: https://roughnotes.com/the-joh...

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When Should I Review My Home Insurance Coverage?

Insurance is an important part of being a homeowner. Not only does it protect you from damages caused by things like fire and vandalism, but it can also protect your personal property or additional structures like garages, and provide liability coverage.

But when is it time to review your coverages?...

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